Consolidating credit card debt with a personal loan means taking out a new personal loan, using the loan proceeds to pay off credit card balances and then paying off the new loan. Consolidating ...

A balance transfer can help you avoid interest charges temporarily while you try to pay your credit card debt, but you may need more time to pay down your balance. If you’ve reached the end of a 0% ...

If you’re carrying more credit card debt than you care to think about, you’re not alone. Among the generations, Gen Xers carry the largest average credit card balance of $9,225, with baby boomers not ...