When you purchase a home insurance policy, you may feel overwhelmed by the paperwork you receive, but learning to read your insurance policy is an important step in helping you understand the coverage ...

An insurance declaration page is the first page of an insurance policy document and includes key information about the insurance policy. On the declaration page, policyholders can find the basic ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

The N.J. Appellate Division refused to enforce a step-down clause in a personal auto policy based on its conclusion that the insured’s expected UIM coverage was reasonable. A trial court, in granting ...