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Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing roles at The Simple Dollar, Interest, HousingWire and ...

Nearly a quarter of Americans with credit card debt say they may never pay it off. Emergency expenses and daily living costs are the top reasons for carrying debt. Fewer than half of credit card debtors have a payoff plan, Bankrate found. As interest rates ...

You might be tempted to overspend for credit card rewards, especially when chasing a sign-up bonus. Carrying a balance can result in interest charges that quickly wipe out the value of rewards you've earned. Spending within your budget and paying off ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. So, while this September is a good time to explore your debt relief options, it's important to understand how to qualify and ...